Community Redevelopment Agency meeting

evelopment Site Preparation (RSP) Grant Program to encourage redevelopment by providing financial assistance for eligible demolition and site preparation activities. The program establishes an individual project award cap of twenty percent (20%) of the total eligible project cost, with a maximum standard award of $100,000.00 but authorizes the CRA Board to consider awards exceeding that amount on a case- by-case basis for projects determined to provide exceptional community benefit. Boys & Girls

dentifies $372,166.00 in eligible demolition and site preparation costs, including demolition, debris removal, site clearing and grading, environmental work, permit and impact fees, governmental charges, and other site preparation necessary to support the redevelopment. Twenty percent (20%) of the total eligible costs listed by the applicant is $74,433.20. The applicant is requesting an award of the full $372,166.00 listed as total eligible project costs. The applicant has selected reimbursement

se-by-case basis for projects determined to provide exceptional community benefit. Given the scope of the approximately $2.85 million redevelopment, the restoration and expansion of a community-serving facility, the amount of eligible site preparation costs, and the anticipated benefit to the Millville community, an award above the standard maximum is reasonably supported under the Program. BUDGET IMPACT Budgeted? Yes ☒ No ☐ How much budgeted? $600,000.00 If not, where do you suggest funds come

ment Site Preparation Grant Application 2 OCR page 27: CRA Redevelopment Site Preparation Grant Program GRANT APPLICATION Eligible Activity Estimated Cost Funding Requested Demolition $ 65,000.00 $ 65,000.00 Debris Hauling / Disposal $ 20,000.00 $ 20,000.00 Site Clearing / Grading $ 25,000.00 $ 25,000.00 Environmental Assessment / Remediation $ 6,000.00 $ 6,000.00 Permit Fees $ 43,666.00 $ 43,666.00 Impact Fees $ 10,000.00 $ 10,000.00 Other Governmental Charges $ 2,500.00 $ 2,500.00 Other Eligib

le Site Prep (describe) $ 200,000.00 $¢ 200,000.00 TOTAL $ 372,166.00 $ 372,166.00 Disbursement Method % Reimbursement 0 Direct Payment to Contractor a Repayable Loan (Non-Profit Affordable Housing Projects Only) Certification and Signature By signing below, the applicant certifies that all information provided in this application and attachments is true, accurate, and complete to the best of the applicant’s knowledge, that the applicant has read and understands the Program Guidelines, and that

lopmentasapprovedbyCRA staff. 3.3 IneligibleActivities.GrantRecipientacknowledgesthatthefollowingactivitiesare expressly excluded from Grant funding: new construction or rehabilitation costs, work completed prior to grant award and execution of this Agreement, Grant Recipient's own labor or equipment, costs associated with acquisition of the Property (including purchase price), and any costs not directly associated with demolition or site preparation. 3 | P a g e 3.4 GrantRecipient'sResponsibilit

ies.TheGrantRecipientshallberesponsibleforthe design, engineering, permitting, and performance of the Project 3.5 Completion Deadline.Asa condition of this grantaward, the GrantRecipient shall complete all funded demolition and site preparation work within six (6) months of the Effective Date, unless otherwise extended by the CRA Board for good cause shown. Final completion shall be evidenced by all required permits, final inspections, and such other documentation as may be reasonably required by

Date"). 2.2 Funding Termination Date. The obligation of the CRA to fund the Grant shall terminateone(1)yearaftertheEffectiveDate,unlesssoonerterminatedbyeither party as set forth herein or extended by the CRA Board for good cause shown (the "Funding Termination Date"). This Funding Termination Date does not extend or modify the Completion Deadline. In addition to any other rights and remedies of the CRA set forth in this Agreement, any portion of the Grant for which a reimbursement request has no

& Girls Club also maintains long-term site control through its lease with the Panama City Housing Authority, which has provided written support for the redevelopment project. For FY2026-2027, the CRA Board allocated $600,000.00 for grant funding within the Millville CRA District. If the full $372,166.00 request is awarded, $227,834.00 would remain available for additional eligible grant awards during the fiscal year. DEPARTMENT RECOMMENDATION: Staff recommends approval of the Redevelopment Site

osal $ $ Site Clearing / Grading $ 8,000 $ 8,000 Environmental Assessment / Remediation $ $ Permit Fees $ 7,761.60 $ 7,761.60 Impact Fees $ $ 19,599.92 19,599.92 Other Governmental Charges $ $ Other Eligible Site Prep (describe) $ $ TOTAL $ 35360.92 $ 35360.92 Disbursement Method ☐ Reimbursement ☐ Direct Payment to Contractor ☐ Repayable Loan (Non-Profit Affordable Housing Projects Only) Certification and Signature By signing below, the applicant certifies that all information provided in this a

for eligible site clearing/grading, permit fees, and impact fees and has selected reimbursement as the disbursement method. For FY2027, the CRA Board allocated $425,000.00 for grant funding within the St. Andrews CRA District. The full allocation is currently available. Approval of this request at the full amount requested by the applicant would leave $389,639.08 available for additional eligible grant awards during the fiscal year. DEPARTMENT RECOMMENDATION: Staff recommends approval of a $35,

Per the grant program guidelines, grant awards shall not exceed twenty percent (20%) of the total eligible project cost with a maximum standard award of $100,000 per project provided however that awards exceeding $100,000 may be approved by the CRA Board on a case-by-case basis upon a proving that the project is of exceptional community benefit. Twenty percent (20%) of the total eligible costs listed on the application totals $7,072.18. The applicant is requesting an award of the full $35,360.92

exceed twenty percent (20%) of the total eligible project cost with a maximum standard award of $100,000 per project provided however that awards exceeding $100,000 may be approved by the CRA Board on a case-by-case basis upon a proving that the project is of exceptional community benefit. Twenty percent (20%) of the total eligible costs listed on the application totals $38,400. The applicant is requesting an award of the full $192,000 for eligible demolition, site clearing/grading, and impact

fees and has selected reimbursement as the disbursement method. For FY2027, the CRA Board allocated $200,000.00 for grant funding within the Downtown CRA District. To date, the Board has awarded $220,000.00 in RSP Grant funding, exceeding the current budget allocation and leaving no available allocated funds for this application. Therefore, approval of this request would require a budget transfer in the amount of the grant awarded. DEPARTMENT RECOMMENDATION: Staff requests board directionfor amo

nd unkempt for approx 4 years. Parking lot in currently in extremely poor condition Intended Redevelopment (describe the proposed new development or rehabilitation): Plan to remodel entire building where 4 new businesses will operate. Plan to remove and replace entire concrete parking area w/ approx 50 stalls. Anticipated Number of Full-Time Equivalent Jobs Created and estimated wage range for positions created: 14 at a range of $50k to 120k between the 4 new businesses. Will any positions be at

ng / Disposal $ 9,500.00 $ 9,500.00 Site Clearing / Grading ¢ 28,000.00 $ 28,000.00 Environmental Assessment / Remediation $ $ Permit Fees $ $ Impact Fees $ $ Other Governmental Charges $ $ Other Eligible Site Prep (describe) Rep! Conc ¢ 108,500.00 ¢ 108,500.00 TOTAL g 192,000.00 g 192,000.00 Disbursement Method % Reimbursement a Direct Payment to Contractor oc Repayable Loan (Non-Profit Affordable Housing Projects Only) Certification and Signature Rhonda Lewis, Managing Member Printed Name and

hatthefollowingactivitiesare expressly excluded from Grant funding: new construction or rehabilitation costs, work completed prior to grant award and execution of this Agreement, Grant Recipient's own labor or equipment, costs associated with acquisition of the Property (including purchase price), and any costs not directly associated with demolition or site preparation. 3 | P a g e 3.4 GrantRecipient'sResponsibilities.TheGrantRecipientshallberesponsibleforthe design, engineering, permitting, an

se and desired CRA improvements, not to exceed $129,852.91 and not to exceed a duration of 15 years. DEPARTMENT RECOMMENDATION: The Executive Director recommends approval of the Panama City Tax Increment Rebate Program application submitted by Rhonda Lewis, on behalf of Jenks & Oak, LLC, for a mixed use development located at 402 Jenks Avenue (parcel ID 19595-000-000) and further recommends that the City enter into a Performance Agreement at an award rate of 90%, with a total award amount not to

inimum capital investment threshold of $500,000.00 and the 10% owner's equity requirement. The award rate was determined to be 90% of eligible project costs based on the project's mixed use and improvements desired by the CRA, not to exceed $129,852.91, and not to exceed a duration of 15 years. RECOMMENDATION Based on the thorough review process, | recommend the following: 1. Approval of the Tax Increment Rebate Program Application submitted by Rhonda Lewis on behalf of Jenks & Oaks, LLC. 2. Aut

exceed $129,852.91 and a duration not to exceed 15 years. BUDGET IMPACT Budgeted? Yes □ No □ How much budgeted? $ If more, where do you suggest funds come from? Not applicable to the budget, as annual rebate amounts paid to the award recipient will be disbursed from future TIF funds generated by the increased tax revenue from the project, as those funds are received. COST CENTER AFFECTED: 130 □ Personnel $ □ Operating $ □ Capital $ □ Revenue $ Requested By: Lena Webb, CRA Program Manager Date:

BATE APPLICATION FOR 402 JENKS AVE 1. The overall project is a remodel and repurpose of an existing building that most recently was being used as a church. It has been vacant and unkempt for approximately 4 years. We propose to separate the building into four different business opportunities that have already been rented/assigned: a home décor boutique, a salon, rentable office suites and an event venue. The current parking lot is part of the parcel and is in major disrepair. It will require a f

ull replacement of the concrete material. There are approximately 50 stalls. It is currently being shared with the public in general as there are no businesses operating at the location until after the project is completed. It is our intent to make sure the four businesses operating in the building will have ample parking for their customers but the parking will generally be open to the public 24/7. When the event venue is open and has larger events, that may be the time when the parking lot is

OCR page 1: Community Redevelopment Agency Tax Increment Rebate Program ‘COMMUNITY REDEVELOPMENT AGENCY EXECUTIVE DIRECTOR REVIEW & RECOMMENDATION Date: September 10, 2026 Applicant: Rhonda Lewis/ Jenks & Oak, LLC Project Address: 402 Jenks Avenue CRA District: Downtown District Application Submission Date: September 10, 2026 Project Budget: $750,594.00 Award Amount Recommended: 90% of eligible project costs (not to exceed $129,852.91) PROJECT OVERVIEW On September 8, 2026, Rhonda Lewis, represe

inimum capital investment threshold of $500,000.00 and the 10% owner's equity requirement. The award rate was determined to be 90% of eligible project costs based on the project's mixed use and improvements desired by the CRA, not to exceed $129,852.91, and not to exceed a duration of 15 years. RECOMMENDATION Based on the thorough review process, | recommend the following: 1. Approval of the Tax Increment Rebate Program Application submitted by Rhonda Lewis on behalf of Jenks & Oaks, LLC. 2. Aut

lization of a deteriorated building, mixed use and desired CRA improvements, not to exceed $15,431,721.01 and not to exceed a duration of 15 years. DEPARTMENT RECOMMENDATION: The Executive Director recommends approval of the Panama City Tax Increment Rebate Program application submitted by Terian Development, on behalf of Robert Blackerby, for a mixed use development located at 300 Luverne Avenue (parcel ID 19640-000-000 & 19644-010-000) and further recommends that the City enter into a Performa

nce Agreement at an award rate of 90%, with a total award amount not to exceed $15,431,721.01 and a duration not to exceed 15 years. BUDGET IMPACT Budgeted? Yes □ No □ How much budgeted? $ If more, where do you suggest funds come from? Not applicable to the budget, as annual rebate amounts paid to the award recipient will be disbursed from future TIF funds generated by the increased tax revenue from the project, as those funds are received. COST CENTER AFFECTED: 130 □ Personnel $ □ Operating $ □

nce Agreement at an award rate of 90%, with a total award amount not to exceed $15,431,721.01 and a duration not to exceed 15 years. BUDGET IMPACT Budgeted? Yes □ No □ How much budgeted? $ If more, where do you suggest funds come from? Not applicable to the budget, as annual rebate amounts paid to the award recipient will be disbursed from future TIF funds generated by the increased tax revenue from the project, as those funds are received. COST CENTER AFFECTED: 130 □ Personnel $ □ Operating $ □

eriangroup.com) 3URSRVHG▯'HYHORSPHQW▯7\SH 3URMHFW▯/RFDWLRQ▯$GGUHVV ▯3OHDVH▯SURYLGH▯SURMHFW▯ORFDWLRQ▯DGGUHVV▯ORFDWLRQ▯ 300 Luverne Ave. Panama City, FL 32401 (Parcels: 19640-000-000, 19644-010-000) 5HVLGHQWLDO 7\SH ▯&KHFN▯DSSOLFDEOH▯W\SH▯RI▯GHYHORSPHQW▯ 6LQJOH▯)DPLO\▯5HVLGHQFH▯▯6)5▯ ▯▯RI▯8QLWV $SDUWPHQWV▯▯0)5▯ ✔ 227.00 ▯▯RI▯8QLWV &RQGRPLQLXP▯▯0)5▯ ▯▯RI▯8QLWV $IIRUGDEOH▯+RXVLQJ▯&RPSRQHQW ▯▯RI▯8QLWV 1RQ▯5HVLGHQWLDO 'HYHORSPHQW▯7\SH ▯&KHFN▯DSSOLFDEOH▯W\SH▯RI▯GHYHORSPHQW▯ &RPPHUFLDO ✔ 5,000.00 (Up to

) 6TXDUH▯)HHW 2IILFH 6TXDUH▯)HHW ✔ 5HWDLO 5,370.00 (Live/Work Unit6TXDUH▯)HHW Ground Floor Space) ▯'HVFULEH▯WKH▯W\SH▯RI▯GHYHORSPHQW▯ 2WKHU 8VH ▯&KHFN▯DSSOLFDEOH▯W\SH▯RI▯GHYHORSPHQW▯ 6TXDUH▯)HHW *HQHUDO▯'HVFULSWLRQ WKH▯3URSRVHG▯'HYHORSPHQW▯▯GHVFULSWLRQ▯RI▯ Multifamily mixed-use development of up to 227 units &LW\▯RI▯3DQDPD▯&LW\▯7D[▯,QFUHPHQW▯5HEDWH▯3URJUDP 1 &KHFN▯<RXU▯(OLJLELOLW\ ,Q▯ZKLFK▯5HGHYHORSPHQW▯'LVWULFW▯LV▯WKH▯SURMHFW▯ORFDWHG" ✔ 'RZQWRZQ ▯6HH▯DWWDFKHG▯&5$▯'LVWULFW▯0DSV▯ 'RZQWRZQ▯1RUWK 6W

lue (8) The proposed development will begin on or before January 25, 2027 and will be completed (certificate of occupancy received) on or beforeFebruary 26, 2029. Applicant shall provide CRA with proof of completion. (9) The Applicant will timely pay all Annual taxes (Ad-Valorem, Personal Property, etc.), Fees, Assessments, due to both City, County and State associated with the completed development project and prepare proof of payment documentation for submittal with their award disbursement re

quest letter (ADRL), along with a current W9. (10) The Applicant will prepare and submit annually an Award Disbursement Request Letter (ADRL) that will formally request the annual rebated portion of the Tax Increment Award determined by the CRA on or before April 30 of each calendar year. THE APPLICANT UNDERSTANDS THAT FAILURE TO SUBMIT AN ANNUAL ADRL WILL DISQUALIFY THE APPLICANT FROM RECEIVING ANY SUBSEQUENT INSTALLMENTS OF THE TAX INCREMENT REBATE PAYMENTS FOR THIS PROJECT IN FUTURE YEARS. 9

rcial properties within the Millville CRA District. Staff is now proposing an additional amendment to make the CPI Grant Program available to eligible commercial properties within all Panama City CRA districts. Funding for the program will be determined separately for each CRA district through the annual budget process and will be subject to the amount allocated by the CRA Board for that district and fiscal year. The program will continue to provide grants of up to $15,000 per eligible property,

ITEM: Consideration and approval of the Amended Panama City Community Redevelopment Agency (CRA) Commercial Property Improvement (CPI) Grant Program. BACKGROUND INFORMATION: On December 2, 2025, the CRA Board approved the Commercial Property Improvement (CPI) Grant Program for the Millville CRA District, initially focusing eligibility on commercial properties along the U.S. 98 / E. 5th Street corridor. On June 2, 2026, the CRA Board amended the program to expand eligibility to all eligible comme

rcial properties within the Millville CRA District. Staff is now proposing an additional amendment to make the CPI Grant Program available to eligible commercial properties within all Panama City CRA districts. Funding for the program will be determined separately for each CRA district through the annual budget process and will be subject to the amount allocated by the CRA Board for that district and fiscal year. The program will continue to provide grants of up to $15,000 per eligible property,

development Plan. Grant Details: Available in CRA districts with CPI Grant funding allocated for the applicable fiscal year Maximum Award: Up to $15,000 per property Availability: Subject to funding available within each eligible CRA district Award Basis: First-come, first-served (subject to funding availability) Grant Term: 3 years Improvements must be maintained for at least three years If a tenant vacates, grant terms may transfer to a new tenant or property owner as long as improvements rema

rk: Exterior painting and repairs, façade enhancements, architectural details, windows and doors, signage, awnings, lighting, landscaping, parking lot or sidewalk upgrades, murals, and other exterior improvements that are visible from the public right-of- way or publicly accessible area Design, architectural, or engineering fees Permit fees Ineligible Costs: Interior improvements or renovations Any expenses not tied to eligible exterior improvements Applicant Eligibility: consent, in eligible CR

ard may approve additional types of exterior improvements not specifically listed above only if they are visible from a public right-of-way or publicly accessible area, meet all program requirements, and align with the Panama City CRA Community Redevelopment Plan. Ineligible Improvements/Costs: The following expenses are not eligible for reimbursement or direct payment under this program: Interior improvements or renovations. Any exterior improvements that are not visible from a public right-of-

in in place and maintained Funding Options: Option 1 – Reimbursement Grant Applicant completes improvements and is reimbursed after submission of paid invoices, required documents and verification of project completion. Option 2 – CRA Direct Vendor Payment CRA pays vendors directly after completion and verification. Three comparative quotes for the same scope of work are required when the quote proposed for approval exceeds $3,499.99, pursuant to the City’s adopted Purchasing Policy. Eligible Wo

ors, or equipment suppliers when the quote proposed for approval exceeds $3,499.99. The City of Panama City will review all quotes in accordance with its adopted Purchasing Policy and will typically select the lowest-priced qualified bid. In cases where justification exists, the City may select an alternate qualified vendor. The selected contractor will complete the improvements, and the CRA will pay the vendor directly upon project completion and verification. The applicant remains responsible

ying and $55,715.00 for design. The proposed design includes a five-foot-wide sidewalk, pedestrian crossings, signage, drainage accommodations, ADA improvements, driveway replacements, erosion control, and related improvements. Panhandle Engineering has experience with SRTS grant applications and projects and will prepare and submit the FDOT SRTS grant application at no additional cost to the City. The preliminary construction estimate is approximately $464,299.00. The SRTS grant program does no

t require a local match; therefore, pursuit of the grant does not commit the CRA to providing matching funds toward construction. DEPARTMENT RECOMMENDATION: Staff recommends approval and authorization to execute the Task Order with Panhandle Engineering, Inc. in the amount of $67,215.00 for survey and design of the 16th Street Sidewalk Project within the St. Andrews CRA District East Expansion Area, and authorization for staff to pursue FDOT Safe Routes to School grant funding for the project. B

ying and $55,715.00 for design. The proposed design includes a five-foot-wide sidewalk, pedestrian crossings, signage, drainage accommodations, ADA improvements, driveway replacements, erosion control, and related improvements. Panhandle Engineering has experience with SRTS grant applications and projects and will prepare and submit the FDOT SRTS grant application at no additional cost to the City. The preliminary construction estimate is approximately $464,299.00. The SRTS grant program does no

t require a local match; therefore, pursuit of the grant does not commit the CRA to providing matching funds toward construction. DEPARTMENT RECOMMENDATION: Staff recommends approval and authorization to execute the Task Order with Panhandle Engineering, Inc. in the amount of $67,215.00 for survey and design of the 16th Street Sidewalk Project within the St. Andrews CRA District East Expansion Area, and authorization for staff to pursue FDOT Safe Routes to School grant funding for the project. B

Survey $ 11,500.00 B. Design $ 55,715.00 TOTAL $67,215.00 IN WITNESS WHEREOF, the parties hereto have caused this Task Order to be executed by their undersigned officials as duly authorized. CITY OF PANAMA CITY 501 Harrison Avenue Panama City, FL 32401 By: Name and Title: Jonathan H. Hayes, City Manager/CRA Executive Director Date: PANHANDLE ENGINEERING, INC 600 Ohio Avenue Lynn Haven, FL 32444 Name and Title: Mr. Chris Forehand, P.E., President Date: Zz ZY- 2226 OCR page 4: @ 8B ENGINEERING Sep

ying and $55,715.00 for design. The proposed design includes a five-foot-wide sidewalk, pedestrian crossings, signage, drainage accommodations, ADA improvements, driveway replacements, erosion control, and related improvements. Panhandle Engineering has experience with SRTS grant applications and projects and will prepare and submit the FDOT SRTS grant application at no additional cost to the City. The preliminary construction estimate is approximately $464,299.00. The SRTS grant program does no

l knowledge about how development projectsmove fromconceptto implementation. The programwasintentionallystructuredas a progression frombroadintroductory education to intensive trainingand continuedpeerengagement.The CRA investeda total of $96,747acrossthe lecture, workshop, five-weekBootCamp, andsix monthly Meet-Ups. Program Delivery & Investment ProgramComponent Participation Cost IntroductoryLecture -Sept.4,2025 90 $7,230 One-DayWorkshop -Nov. 14,2025 50 $29,597 5-WeekBoot Camp - Feb.26-Mar.26

, 2026 14 $48,700 SixMonthly Meet-Ups Continuingparticipants $11,220 TOTAL CRA INVESTMENT $96,747 Measurable Outcomes • Approximately 90people participatedin the introductory lecture, approximately 50 advancedto the one-day workshop, and14completedthe intensive five-weekBoot Camp. • Participantscontinuedbeyondthe formal trainingthroughmonthly Meet-Ups, strengtheningpeerrelationshipsand connectionsto local development andfinancingresources. • Participantsare establishinga locally ledPanama City I

, 2026 14 $48,700 SixMonthly Meet-Ups Continuingparticipants $11,220 TOTAL CRA INVESTMENT $96,747 Measurable Outcomes • Approximately 90people participatedin the introductory lecture, approximately 50 advancedto the one-day workshop, and14completedthe intensive five-weekBoot Camp. • Participantscontinuedbeyondthe formal trainingthroughmonthly Meet-Ups, strengtheningpeerrelationshipsand connectionsto local development andfinancingresources. • Participantsare establishinga locally ledPanama City I

initiative isnow transitioningfromCRA-sponsoredprogrammingto participant-ledcontinuation. Members of the cohorthave committedto maintainingthe monthly Meet-Ups, beginningOctober20, 2026, at the Newberry Building. IncDev isassistingthe groupwith development of alocal website anticipatedto launch in October. CRA staff'srole will shift fromdirect programcoordination to normal redevelopment-support functions. Staffhascommitted to helpthe groupbringfuture needsoropportunitiesbefore the CRABoardwhen

will shift from direct program coordination to normal redevelopment-support functions. Staff has committed to help the group bring future needs or opportunities before the CRA Board when appropriate. The new group will also cross-promote the CRA's SPARK program through its website. Through SPARK, participants and other emerging developers will have access to information regarding publicly owned development opportunities, development processes, CRA incentives, zoning and permitting resources, and

lley access, andsharedopen space. Ratherthan proceedingdirectly tocostly professional design, the ownersare seekingearly City guidance regardingzoning andGateway Overlay requirements, parkingandalley access, stormwater, utilities, infrastructure, permitting, phasing, and potential CRA resources. Theproject remainsconceptual andhasnot receivedCity orCRA approval, but it demonstrates movement fromdevelopmenteducation to informedpredevelopment activity. Transition to Community Leadership The IncDev

a public-facing platform, connecting with City initiatives such as SPARK, and applying what they learned to actual project concepts. The next phase is community-led, with CRA staff serving as a connection to redevelopment resources and the Board when appropriate. Note: The Magnolia Avenue project is conceptual and owner-prepared for predevelopment discussion; it does not represent City approval, permit approval, funding approval, or final architecture/engineering.